Secure
Your Future
Part of preparing for the future
is protecting it.
Protect the life you've
built and what matters the most
while building wealth for the future.!
Your Financial Professional (SMD)
NPN# 20555446
About Us
Global Life-Changing IS an independent insurance agency (powered by World Financial Group) to do business in the USA. We are dedicated to providing peace of mind to our clients by offering life insurance coverage, business and retirement strategies tailored to your unique needs for legacy planning, death benefits, and business planning that offers a tax-advantaged wealth building and financial flexibility..
We help families, especially small business owners save, protect and retire retire tax-free.
Crafting extraordinary events tailored to your unique vision.
Enjoy flexible premiums and coverage with our Universal Life Insurance (IUL), offering long-term protection and potential cash value growth.
Our affordable Term Life Insurance offers a death benefit for a specified term, ensuring your loved ones' financial stability in case of any unfortunate events.
Ease the burden on your family during difficult times with our Final Expense Insurance, covering funeral and other end-of-life expenses.
A Fixed Index Annuity (FIA)
is a retirement product designed to help you grow your savings tax-deferred , while protecting your money from market downturns.
Frequently Asked Questions
Common Questions Answered for your convenience.
What is IUL and is it just another insurance policy?
No—it's a financial tool that combines permanent life insurance with a cash-building component. Think of it as protection and potential growth in one solution, designed to require minimal maintenance from you.
Do you offer customizable packages?
Yes. We'll discuss your specific situation and retirement goals in a focused consultation. You receive a clear roadmap showing how you can achieve tax-free retirement income
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How much does it cost? - Can I get a quote?
Premium contribution amount is based on some factors parculiar to you. Book a call now to find out.
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How is IUL different from traditional retirement accounts?
Unlike 401(k)s or IRAs, there are no contribution limits, no early withdrawal penalties, and you can access your money tax-free through policy loans without age restrictions.
Do I need to be a financial expert to make this work?
Absolutely not. We handle the complex parts so you can focus on your business. Our approach emphasizes simplicity and clarity throughout.
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What types of providers and other companies are available through WFG?
Products are offered through several well-known companies, including Transamerica, Nationwide, American Financial Solutions Group (AMS), Prudential and Pacific Life.
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